Jolene Rickman of CBC Services Organization and Insurance Agency, Inc. (CALIC #0D69108) offers financial consultations and insurer based financial products. The services, available to anyone regardless of credit union membership, include complimentary initial consultations, analysis and customized proposals to ensure specific client needs and desires are addressed regarding savings growth, insurance, tax, retirement, and estate matters.

New popular savings strategy: There is a cash accumulation strategy now available that combines stock market "ups" with a guaranteed minimum return, whichever is greater, along with protection of principal. Plus it's tax-deferred and probate free! Slash your taxes and boost your return. Contact us now for more information.

Get More Out Of Your Money!

Learn to get more from your savings dollars. Learn how you might be able to double your spendable income from the same money. Learn how to grow your nest egg tax-free for a golden retirement. Learn how you can reduce taxes on current interest to zero, and get a tax cut now. Learn how to get guaranteed safety, liquidity and financial performance for a better tomorrow.

Please call Jolene Rickman at (805) 278-5792 or (800) 477-2890 for details and customized proposals. Or simply E-mail your request for information.

NOTE: CBC Services Organization, Inc. is a wholly owned subsidiary of CBC Federal Credit Union. Financial products presented by CBC Services Organization, Inc. are not endorsed, guaranteed or insured by the credit union or by any agency of the Federal Government. Insurers are solely responsible for such products being presented.

We inform -- You decide.